Tim Erickson Mortgage:
Safe & Suitable Mortgage Solutions

Lighting your path to homeownership through commitment, experience, and education. When you’re ready to buy, we’re ready to help!

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Hi, I'm Tim, and I'm excited to help you with your mortgage and finances!

Before we dive into the details, here’s a little bit more about me and how our experienced Minnesota mortgage team can help you.


First and foremost, my commitment is to help you make informed choices about your financing options when buying a home. You’ll never hear me or my team bragging or trying to sell to you, but instead we work to educate you and help you make the best decision for you and your family.


Second, know that there are many different ways to finance a home. We’ll work with you to find the best option, but just remember to take into consideration your long and short term financial and investment goals, as well as payment and equity objectives.


During our consultation, I’ll help walk you through and outline your goals, analyze your current purchasing power, and then recommend several different strategies that will enable you to achieve your goals.

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What Our Clients Have to Say

Our business is only made possible by our wonderful clients. So instead of us bragging, we’ll let them do the talking for us in the reviews below!

15

Years of Experience

4.87%

Online Star Rating

251+

Client Reviews

3

Adorable Children

Conventional Loans

Conventional loans come in a variety of options to suit a broad spectrum of qualified borrowers.

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FHA Loans

Making homeownership accessible and affordable—FHA loans help many people become homeowners.

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VA Loans

The VA loan is an excellent loan option that assists our Veterans with obtaining homeownership.

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USDA Loans

For low- and moderate-income families living in rural areas to make home ownership a reality.

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White walls being painted blue in home

Ready to get started?

  • 1. Tell us About You

    Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.

  • 2. Fill Out the Application

    Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.

  • 3. Get Pre-Approved

    Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.

  • 4. Start Shopping

    Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.

Want your free guide to our mortgage loan process?

The mortgage loan process can seem complex. Luminate and Tim Erickson want to ensure you feel educated as you move through the process. This resource packet will outline the steps you will take with Luminate as you work towards your mortgage loan.


And the best part? It's free for you to download any time! Simply input your info below to get access.

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